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.num{font-family:var(--serif);font-weight:700;font-size:clamp(2.4rem,5vw,3.4rem);color:var(--brass-lt);line-height:1}.stat-b .lbl{font-size:.95rem;color:#b8c0cc;margin-top:10px;line-height:1.4}.stats-head h2{color:#fff}.stats-head p{color:#b8c0cc}@media(max-width:920px){.feature-grid{grid-template-columns:1fr 1fr}.tl-track{grid-template-columns:1fr 1fr}.who-grid{grid-template-columns:1fr 1fr}.about-grid,.contact-grid{grid-template-columns:1fr;gap:36px}.foot-grid{grid-template-columns:1fr 1fr;gap:28px}}@media(max-width:900px){nav.links{position:fixed;inset:70px 0 auto 0;background:var(--paper);flex-direction:column;gap:0;padding:25px 0;border-bottom:1px solid var(--line);transform:translateY(-120%);transition:transform .25s;box-shadow:var(--shadow);z-index:50}nav.links.open{transform:none}nav.links a{padding:14px 28px;width:100%;border-bottom:1px solid var(--line)}nav.links .btn{margin:12px 28px;text-align:center}.nav-toggle{display:block}}@media(max-width:640px){.feature-grid,.sec-grid,.who-grid,.foot-grid{grid-template-columns:1fr}.tl-track{grid-template-columns:1fr}.hero-stats{gap:28px}.trust .wrap{gap:20px}}@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto}.reveal{transition:none;opacity:1;transform:none}.card:hover{transform:none}}.subhero{background:linear-gradient(160deg,#1B2942,#131c2b 60%,#0E1521);color:#fff;padding:70px 0 56px}.subhero .eyebrow{color:var(--brass-lt)}.subhero h1{font-family:var(--serif);font-weight:700;font-size:clamp(2rem,4.4vw,3rem);color:#fff;max-width:20ch;margin:14px 0 18px}.subhero .lead{color:#a9b7c9;max-width:60ch;font-size:1.1rem}.modrow{display:grid;grid-template-columns:1fr 1fr;gap:28px;margin-top:10px}@media(max-width:760px){.modrow{grid-template-columns:1fr}}.modrow .card h3{margin-top:0}.leadin{max-width:64ch;margin:0 auto 40px;text-align:center;color:var(--gray)}.pagelede{max-width:60ch;margin:0 0 32px;font-size:1.3rem;line-height:1.6;color:var(--ink);font-weight:400}.pagelede strong{font-weight:600}.shot-fig{margin:40px auto 0;max-width:920px}.shot-fig img{width:100%;height:auto;display:block;border:1px solid var(--line);border-radius:8px;box-shadow:0 8px 30px rgba(19,28,43,.13)}.shot-fig figcaption{margin-top:12px;font-size:.9rem;color:var(--gray-lt);text-align:center}.shot-fig figcaption b{color:var(--gray);font-weight:600}@media(max-width:640px){.shot-fig{margin-top:28px}.shot-fig figcaption{font-size:.82rem}}.payflow{display:flex;align-items:stretch;gap:10px;flex-wrap:wrap;justify-content:center;margin-top:8px}.pf-step{flex:1;min-width:190px;max-width:250px;background:var(--white);border:1px solid var(--line);border-radius:10px;padding:18px 16px;display:flex;gap:12px;align-items:flex-start}.pf-step b{display:block;color:var(--ink);font-family:var(--serif);font-size:1.05rem;margin-bottom:4px}.pf-step span{font-size:.86rem;color:var(--gray);line-height:1.4}.pf-ic{flex:none;width:30px;height:30px;border-radius:50%;background:var(--paper-2);color:var(--brass);font-weight:700;display:flex;align-items:center;justify-content:center;font-size:.95rem}.pf-final{border-color:var(--brass-lt);background:linear-gradient(180deg,#fff,#fbf7ee)}.pf-final .pf-ic{background:var(--brass-lt);color:#fff}.pf-arrow{display:flex;align-items:center;color:var(--brass);font-size:1.4rem;font-weight:700}@media(max-width:820px){.pf-arrow{transform:rotate(90deg)}.payflow{flex-direction:column;align-items:stretch}.pf-step{max-width:none}}.why-list{max-width:860px;margin:0 auto;display:flex;flex-direction:column;gap:0}.why-block{display:flex;gap:26px;align-items:flex-start;padding:30px 0;border-top:1px solid var(--line)}.why-block:first-child{border-top:0;padding-top:6px}.why-num{flex:none;font-family:var(--serif);font-weight:700;font-size:1.7rem;color:var(--brass-lt);line-height:1;width:48px;padding-top:4px}.why-body{flex:1}.why-tag{margin:0 0 4px;font-size:.74rem;letter-spacing:.1em;text-transform:uppercase;font-weight:700;color:var(--brass-text)}.why-body h2,.why-body h3{margin:0 0 10px;font-size:1.35rem;color:var(--ink);line-height:1.25;font-weight:700}.why-body p{margin:0;color:var(--gray);font-size:1rem;line-height:1.6}.why-body a{color:var(--navy);font-weight:600;text-decoration:none;border-bottom:1px solid rgba(31,58,95,.3)}.why-body a:hover{color:var(--brass);border-color:var(--brass)}@media(max-width:600px){.why-block{gap:16px;padding:24px 0}.why-num{font-size:1.4rem;width:34px}.why-body h3{font-size:1.18rem}}.why-teaser{background:linear-gradient(135deg,var(--ink),#1f3a5f);border-radius:14px;padding:38px 40px;display:flex;align-items:center;gap:36px;justify-content:space-between}.why-teaser .eyebrow{margin-bottom:10px}.why-teaser h2{color:#fff;margin:0 0 12px;font-size:1.6rem;max-width:24ch}.why-teaser p{color:#c3cedd;margin:0;max-width:56ch;font-size:1rem;line-height:1.55}.why-teaser .btn.ghost{flex:none;color:#fff;border-color:rgba(255,255,255,.45)}.why-teaser .btn.ghost:hover{background:#fff;color:var(--ink)}.security .btn.ghost{color:#eaf0f7;border-color:rgba(234,240,247,.45)}.security .btn.ghost:hover{background:#eaf0f7;color:var(--ink)}@media(max-width:820px){.why-teaser{flex-direction:column;align-items:flex-start;gap:22px;padding:28px 24px}.why-teaser h2{font-size:1.4rem}}.feat-doc{display:grid;grid-template-columns:210px minmax(0,1fr);gap:56px;padding:56px 0 20px}.feat-index{position:sticky;top:90px;align-self:start}.feat-index p{font-family:var(--sans);font-size:.7rem;letter-spacing:.16em;text-transform:uppercase;color:var(--gray-lt);margin:0 0 14px;padding-bottom:12px;border-bottom:1px solid var(--line)}.feat-index ol{list-style:none;margin:0;padding:0}.feat-index li{margin:0 0 1px}.feat-index a{display:grid;grid-template-columns:24px 1fr;gap:9px;align-items:baseline;font-size:.84rem;line-height:1.35;font-weight:500;color:var(--gray);border-left:2px solid transparent;padding:6px 8px 6px 10px;text-decoration:none;transition:color .18s,border-color .18s}.feat-index a i{font-style:normal;font-size:.7rem;color:var(--brass)}.feat-index a:hover{color:var(--ink)}.feat-index a.on{color:var(--ink);border-left-color:var(--brass)}.feat-article{max-width:68ch}.feat-article section{margin-bottom:60px;scroll-margin-top:90px;padding:0}.feat-article section:last-child{margin-bottom:0}.feat-num{font-family:var(--sans);font-size:.72rem;letter-spacing:.2em;color:var(--brass-text);display:block;margin-bottom:8px;font-weight:700}.feat-article h2{font-family:var(--serif);font-weight:700;font-size:clamp(1.6rem,3vw,2.1rem);line-height:1.15;color:var(--ink);margin:0 0 18px}.feat-article h3{font-family:var(--serif);font-weight:700;font-size:1.15rem;color:var(--ink);margin:30px 0 10px}.feat-article p{margin:0 0 16px;color:var(--gray);line-height:1.7}.feat-article p.pagelede{color:var(--ink)}.feat-article strong{color:var(--ink);font-weight:600}.feat-article em{font-style:italic}.feat-list{margin:0 0 18px;padding:0;list-style:none}.feat-list li{position:relative;padding-left:22px;margin-bottom:10px;color:var(--gray);line-height:1.6}.feat-list li::before{content:"";position:absolute;left:2px;top:.7em;width:8px;height:2px;background:var(--brass)}.feat-note{border-left:3px solid var(--brass);background:var(--paper-2);padding:18px 22px;margin:24px 0;border-radius:0 8px 8px 0}.feat-note p{margin:0;font-size:.96rem;line-height:1.6;color:var(--gray)}.feat-note p+p{margin-top:10px}.feat-note .tag{font-family:var(--sans);font-size:.66rem;letter-spacing:.16em;text-transform:uppercase;color:var(--brass-text);font-weight:700;display:block;margin-bottom:7px}.feat-facts{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:1px;background:var(--line);border:1px solid var(--line);border-radius:8px;overflow:hidden;margin:26px 0}.feat-facts div{background:var(--white);padding:16px 18px}.feat-facts b{display:block;font-family:var(--serif);font-weight:700;font-size:1.2rem;color:var(--ink);margin-bottom:4px}.feat-facts span{font-size:.78rem;color:var(--gray);line-height:1.4;display:block}.feat-spec{width:100%;border-collapse:collapse;margin:24px 0;font-size:.9rem}.feat-spec th,.feat-spec td{text-align:left;padding:11px 14px 11px 0;border-bottom:1px solid var(--line);vertical-align:top;line-height:1.55}.feat-spec th{color:var(--brass);font-weight:600;font-size:.8rem;letter-spacing:.04em;width:32%}.feat-spec td{color:var(--gray)}@media(max-width:900px){.feat-doc{grid-template-columns:1fr;gap:0;padding-top:36px}.feat-index{position:static;margin-bottom:40px;padding-bottom:8px}.feat-index ol{columns:2;column-gap:22px}.feat-article{max-width:none}.feat-facts{grid-template-columns:1fr 1fr}}@media(max-width:560px){.feat-index ol{columns:1}.feat-facts{grid-template-columns:1fr}.feat-spec th{width:40%}}
.crumbs{margin:0 0 18px}.crumbs ol{list-style:none;display:flex;flex-wrap:wrap;align-items:center;gap:0;margin:0;padding:0;font-family:var(--sans);font-size:.8rem;line-height:1.4}.crumbs li{display:flex;align-items:center;color:#8fa0b5}.crumbs li+li::before{content:"/";margin:0 9px;color:rgba(198,154,77,.65);font-weight:400}.crumbs a{color:#a9b7c9;text-decoration:none;border-bottom:1px solid transparent;transition:color .15s,border-color .15s}.crumbs a:hover{color:var(--brass-lt);border-bottom-color:rgba(198,154,77,.5)}.crumbs a:focus-visible{outline:2px solid var(--brass-lt);outline-offset:3px;border-radius:2px}.crumbs [aria-current="page"]{color:#e6ecf4;font-weight:600}@media(max-width:600px){.crumbs{margin-bottom:14px}.crumbs ol{font-size:.74rem}.crumbs li+li::before{margin:0 6px}}
.faq-list h2,.prose h2{font-family:var(--serif);font-size:1.32rem;line-height:1.3;color:var(--ink);margin:0 0 12px;padding-top:34px;border-top:1px solid var(--line)}.faq-list h2:first-of-type,.prose h2:first-of-type{padding-top:0;border-top:0}.prose h3{font-family:var(--serif);font-size:1.06rem;color:var(--ink);margin:24px 0 10px}.faq-list p,.prose p{color:var(--gray);line-height:1.72;margin:0 0 18px;font-size:1.01rem}.prose ul,.prose ol{margin:0 0 22px;padding-left:22px}.prose li{color:var(--gray);line-height:1.7;font-size:1.01rem;margin-bottom:9px}.prose li::marker{color:var(--brass)}@media(max-width:600px){.faq-list h2,.prose h2{font-size:1.15rem;padding-top:26px}.faq-list p,.prose p{margin-bottom:16px;font-size:.97rem}}
.brand b{white-space:nowrap}nav.links{gap:18px}nav.links a{font-size:.86rem}.brand{margin-right:32px}@media(max-width:1150px){nav.links{position:fixed;inset:70px 0 auto 0;background:var(--paper);flex-direction:column;gap:0;padding:25px 0;border-bottom:1px solid var(--line);transform:translateY(-120%);transition:transform .25s;box-shadow:var(--shadow);z-index:50}nav.links.open{transform:none}nav.links a{padding:14px 28px;width:100%;border-bottom:1px solid var(--line)}nav.links .btn{margin:12px 28px;text-align:center}.nav-toggle{display:block}}
/* ---- Legal & policy pages (privacy, terms, accessibility, responsible disclosure) ----
These pages use .phero / .legal / .toc / .callout / .updated, none of which had
rules. The global reset zeroes all margins, so paragraphs ran together. */
.phero{background:var(--ink);padding:64px 0 52px}.phero .eyebrow{color:var(--brass-lt);margin-bottom:14px}.phero h1{color:#fff;font-family:var(--serif);font-size:clamp(1.9rem,3.6vw,2.7rem);line-height:1.16;letter-spacing:-.015em;margin-bottom:16px}.phero p{color:#b7c3d2;font-size:1.04rem;line-height:1.68;max-width:62ch}.phero .updated{margin-top:18px;font-family:var(--mono);font-size:.74rem;letter-spacing:.1em;text-transform:uppercase;color:#8494a8}
.legal{max-width:800px;margin:0 auto;padding:56px 0 24px}
.legal h2{font-family:var(--serif);font-size:1.33rem;line-height:1.32;color:var(--ink);margin:44px 0 14px;padding-top:26px;border-top:1px solid var(--line);scroll-margin-top:96px}
.legal h2:first-of-type{margin-top:8px}
.legal h3{font-family:var(--serif);font-size:1.08rem;color:var(--ink);margin:26px 0 10px}
.legal p{color:var(--gray);font-size:1.01rem;line-height:1.75;margin:0 0 18px}
.legal ul,.legal ol{margin:0 0 20px;padding-left:22px}
.legal li{color:var(--gray);font-size:1.01rem;line-height:1.72;margin-bottom:10px}
.legal li::marker{color:var(--brass)}
.legal a{color:var(--brass-text);text-decoration:none;border-bottom:1px solid rgba(198,154,77,.35)}
.legal a:hover{border-bottom-color:var(--brass)}
.legal strong,.legal b{color:var(--ink)}
.legal .toc{background:#fbf9f4;border:1px solid var(--line);border-left:3px solid var(--brass);border-radius:6px;padding:22px 26px;margin:0 0 34px}
.legal .toc b{display:block;font-family:var(--mono);font-size:.7rem;letter-spacing:.16em;text-transform:uppercase;color:var(--brass-text);margin-bottom:12px}
.legal .toc ol{margin:0;padding-left:20px}
.legal .toc li{margin-bottom:7px;font-size:.95rem}
.legal .toc a{border-bottom:0;color:var(--gray)}
.legal .toc a:hover{color:var(--brass-text)}
.legal .callout{background:#fbf9f4;border:1px solid var(--line);border-left:3px solid var(--brass);border-radius:6px;padding:18px 22px;margin:0 0 28px;color:var(--ink);font-size:.98rem;line-height:1.68}
.legal .updated{font-family:var(--mono);font-size:.74rem;letter-spacing:.1em;text-transform:uppercase;color:#8a9099;margin-bottom:26px}
@media(max-width:700px){.phero{padding:48px 0 40px}.legal{padding:38px 0 18px}.legal h2{font-size:1.18rem;margin-top:34px;padding-top:20px}.legal p,.legal li{font-size:.97rem}.legal .toc,.legal .callout{padding:16px 18px}}
.stats-head{text-align:center;margin-left:auto;margin-right:auto}
/* ---- Inline links in body copy ----
The global reset sets a{color:inherit;text-decoration:none}, which made
links inside prose visually identical to surrounding text. WCAG 1.4.1
requires a non-colour cue, so these carry an underline as well. */
.choice-note a{color:var(--ok);text-decoration:underline;text-underline-offset:2px;text-decoration-thickness:1px}
.choice-note a:hover{text-decoration-thickness:2px}
.cinfo a{color:var(--brass-text);text-decoration:underline;text-underline-offset:2px;text-decoration-thickness:1px}
.cinfo a:hover{color:var(--brass)}
.toc a{color:var(--gray);text-decoration:underline;text-underline-offset:2px;text-decoration-thickness:1px}
.toc a:hover{color:var(--brass-text)}
.sec-note a,.feat-note a,.cmp-note a,.leadin a{color:var(--brass-text);text-decoration:underline;text-underline-offset:2px;text-decoration-thickness:1px}
.sec-note a:hover,.feat-note a:hover,.cmp-note a:hover,.leadin a:hover{color:var(--brass)}
a:focus-visible{outline:2px solid var(--brass);outline-offset:3px;border-radius:2px}
.card p a{color:var(--brass-text);text-decoration:underline;text-underline-offset:2px;text-decoration-thickness:1px}
.card p a:hover{color:var(--brass)}
.prose p a,.prose li a{color:var(--brass-text);text-decoration:underline;text-underline-offset:2px;text-decoration-thickness:1px}
.prose p a:hover,.prose li a:hover{color:var(--brass)}
/* ---- Footer: five columns (brand + Platform, Company, Insights, Legal & Trust) ----
.foot-grid was 1.5fr 1fr 1fr 1fr for four children. A fifth column was added,
so the desktop track list is widened here. The existing 920px and 640px
breakpoints already collapse to 2 and 1 column and need no change. */
@media(min-width:921px){
.foot-grid{grid-template-columns:1.35fr 1fr 1fr 1fr 1fr;gap:30px}
}